Identity theft victims can be easily overwhelmed at the complexity of the procedures needed to undo the damage of a stolen identity. ID Theft Assist untangles the red tape for the victim by completing the tasks a victim otherwise would have to assume.
ID Theft Assist will . . .
Capture all necessary information, including credit history, with real-time technology.
Review credit history with victim and identify fraudulent accounts.
Provide participant with a uniform ID Theft Affidavit, answer any questions with regards to completing the affidavit and submit the affidavit to the proper authorities, credit bureaus, and creditors.
Obtain list of creditors to be contacted and contact them with separate itemized fraudulent account statements for each fraudulent occurrence.
Assist the participant with itemizing.
Report the fraudulent activity to the local authorities and forward this report to creditors.
Notify the fraud department of participants creditors.
Notify all three major credit-reporting agencies of the ID theft.
Assist participant in placing a Fraud Alert on his or her credit report.
Report the ID theft to the Federal Trade Commission.
Provide the participant with a helpful ID Theft Emergency Response Kit"™.
Educate the participant on how Identity Theft occurs and inform him or her of protective measures to take to avoid further occurrences.
Translate whenever necessary such as when caller is overseas and needs help communicating with the local police in order to file a report.
Provide emergency cash advance when theft occurs away from home.
Perform legal document review.
Draft a victim impact letter to the judge handling the case if impostor is apprehended and stands trial.
Determine best legal action to take against creditors or how to work with credit bureaus if creditors are not cooperative in removing fraudulent entries from participant's credit report.
Give advice for ancillary problems caused by Identity Theft.
Offer unlimited telephone access 24/7 to Master level consultants to help participant alleviate the stress and anxiety caused by Identity Theft.
Arrange access, when needed, to up to three in-person sessions with a professional in our national network of Behavioral Specialists to help participant deal with the emotional trauma of Identity Theft.
NEW!! Credit Monitoring. This new, added benefit will ensure that the covered member’s credit is monitored via TransUnion Credit Monitoring Daily Alerts e-mailed to the covered member whenever a change appears on his/her TU Credit File. Plus, covered member will
have a 1-800 Support Line for technical assistance or general credit-related questions.
Cleaning up a stolen identity is "a time-consuming and seemingly impossible task."
